Once the inspection is complete, buyers and sellers will be notified of the home inspector's findings, which buyers can choose to address prior to closing. The home inspector will examine the roof, plumbing, electrical, appliances, HVAC systems, windows, fireplace and chimney, foundation, etc. Your agent will arrange to have this inspection conducted within a few days of your offer being accepted by the seller.
The purchase of your home is typically contingent upon an inspection which checks for signs of structural damage and other issues with the home.
Definitely consult an attorney if you have a question! Have the Home Inspected This fund, also known as earnest money, is a form of good faith that the buyer will hold for the seller if they breech the contract. Within closing costs, there are third-party fees that come from companies that don't work for mortgage lenders yet provide essential services like escrow.Įscrow is when an impartial third party holds on to funds and distributes them accordingly to process a transaction. These costs include fees for processing, title insurance, closing, title search, mortgage taxes, appraisals, and more. When you purchase a home, there will be closing costs. An appraisal is meant to confirm that buyers and sellers have arrived at a fair price for the home. The appraiser will form their report based on similar homes, market trends and, of course, the home itself (floor plan, amenities, etc.).
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Looking for homes with 4 beds, 2.5 baths in a certain school district? Your agent will send you homes based on your specific browsing behavior, and alert you to relevant listings as soon as they become available! Have the Home AppraisedĪs a buyer, your lender will secure an appraiser to provide an unbiased, professional estimate for the value of the house. The difference? By using your agent's site, they have direct insights into your preferences, needs and favorite listings! When your REALTOR ® has a website with home search tools built-in, you can browse properties just like you would on sites like Zillow or Trulia. The right agent will have the tools to sell your home, while helping you find your next one! Buying:įind an agent with the experience, knowledge and technology to help you find what you're looking for. Savvy REALTORS ® also have a marketing plan! They know buyers form quick impressions when searching for properties online, so they put their best foot forward with professional photos, articulate and vivid descriptions, and a variety of web and social media tools. An experienced real estate professional will help you determine a strategic list price based on the market value of your home, local inventory and your timeline for moving. this doesn't necessarily mean the most money. Securing a pre-approval letter puts you on the fastest path to home ownership! Choose the Right Agent Selling:įind an agent who can guide you to the best listing price. You'll know how much you can afford and how much you can borrow.
Once they verify your financial status, you'll have a better sense of your budget. A pre-approval letter is one of the most crucial items needed to purchase a house! It shows you're a serious buyer and can afford the home you are submitting an offer for - putting you a step ahead of other buyers!īe ready to provide your lender with the necessary financial documents (W-2 statements, paycheck stubs, bank account statements, etc.).
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